Introduction

Flip Finance and its parents, subsidiaries, and affiliates (collectively, “Flip Finance,” “we,” “our,” or “us”) respect the privacy of your information. This Privacy Policy is designed to assist you in understanding how we collect, use, share, and safeguard your information. This policy applies to individuals who access this website (flipfinance.net) and our mobile application (collectively, “Site”) and the products and services we provide (collectively, “Services”).

By using our Site or Services, you consent to all terms of this Privacy Policy. If you do not agree, you may not use the Site or Services. We may revise this policy at our discretion, and we will post any revisions on this page.

1. Information We Collect

We collect Personally Identifiable Information (“PII”) from you through your use of the Site and Services. This is information that can identify an individual. We collect:

Information You Provide:

• Application for Financing & Contact Forms: Name, email, phone number, address, Social Security number, business details (name, EIN, etc.), and financial information (bank statements, credit history, etc.).
• Communications: If you use our chat, email, or call us, we collect the information you provide.
• Feedback: Reviews, comments, survey responses, and other feedback you provide.

Information as You Navigate Our Site:

• Usage Information: Pages you access, frequency of access, and what you click on.
• Device Information: IP address, device ID, hardware model, operating system, and browser.
• Location Information: City-regional based location data.

Third Party Sources:

We may receive PII about you from third parties like credit reporting agencies, identity verification providers, and our business partners (e.g., loan brokers).

2. How We Use Your Information

We use the information we collect for various purposes, including:

• Providing and improving our services
• Communicating with you
• Responding to your inquiries
• Sending you marketing and promotional materials (if you opt-in)
• Understanding how users interact with our Site
• Complying with legal obligations

3. How We Share Your Information & Sale of Data

We may share your information in the following ways:

• With our affiliates and subsidiaries for business operations.
• With third-party lenders, brokers, and other business partners to provide you with the financial products you requested.
• With vendors who perform services on our behalf (e.g., email, hosting, data analysis).
• To comply with legal requirements or in connection with legal proceedings.
• To establish, exercise, or defend our legal rights.
• With any entity as part of a business transaction like a merger or acquisition.

We do not sell your personal data to third parties for their own marketing purposes. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

4. Cookies and Other Tracking Technologies

We use “cookies” and other tracking technologies to enhance user experience, analyze site usage, and for advertising. You can block Cookies by changing your Internet browser settings. You can learn more about managing cookies by visiting www.aboutcookies.org.

We use services like Google Analytics. To learn how to opt out of tracking by Google, click here.

5. Opt-Out Preference Signals

The Site recognizes the Global Privacy Control (“GPC”) signal. If you are using a browser setting or plug-in that sends an opt-out preference signal, we will treat that as a valid request to opt out. Some internet browsers incorporate a “Do Not Track” feature, but as there is no uniform standard, we do not currently respond to "Do Not Track" signals.

6. Choices About Your Information

To review or request changes to your information, please contact us at jacob@flipfinance.net. To unsubscribe from marketing emails, please use the link in the email footer. To request removal of your information from our blog or testimonials, please contact us.

7. Security

We maintain commercially reasonable security measures to protect your PII. However, no security measure is 100% secure. We cannot guarantee absolute security.

8. Third Party Links

Our Site may contain links to other websites. We are not responsible for the privacy practices of other websites.

9. Children’s Privacy

Our Site and Services are not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13.

10. Notice to Nevada Residents

Nevada law allows residents to opt out of the sale of certain personal information. We do not currently sell personal information as defined by Nevada law. However, you may submit a verified request to opt out of future sales by emailing us at jacob@flipfinance.net.

11. Notice to California Residents

The California Consumer Privacy Act (CCPA) provides California residents with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.

You have the right to know, delete, and correct your personal information. You also have the right to opt-out of the sale or sharing of your Personal Information. We do not knowingly collect information from minors under 16. To exercise your rights, please contact us.

12. Accessibility

We are committed to ensuring this Privacy Policy is accessible. If you wish to access this policy in an alternative format, please contact us.

13. How to Contact Us

If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us at: jacob@flipfinance.net

14. Terms & Conditions

Our full Terms & Conditions, which govern your use of our Site and Services, can be viewed here.