Merchant Cash Advance (MCA)
Get fast, flexible funding by borrowing against your future sales. Perfect for immediate cash needs and opportunities.
Takes 60 seconds & won't affect your credit score.
Unlock Your Precise Funding Offer
Why settle for a rough estimate? By providing a few more (optional) details, our smart system can generate a more accurate, personalized quote for your business. It's fast, free, and won't impact your credit score.
- More Accurate Offers: Get a quote you can count on.
- Faster Process: Pre-fill your application and save time.
- No-Obligation: See your numbers before you decide.
Instant Quote Calculator
How It Works
Partnering with Flip Finance can provide you with FAST ACCESS to working capital up to $2M to power your business plans, big or small.
"The MCA allowed me to stock up on inventory right before the holiday season. Our sales doubled!"
- Maria G., Boutique Owner
Apply in 60 Seconds
Fill out our simple application with basic business info.
Receive an Offer
Get access to quick funds for your business within a matter of hours.
Get Funded Fast
Receive the funds in your bank account in as fast as 24 hours.
Aiding Entrepreneurs in Generating Cash Flow
We take pride in the professionalism, trust and amazing speed we offer in helping you develop/create your dream. As we know it is very hard nowadays to get funding in a timely matter from a bank. Therefore we give an alternative funding route to funding that is as seamless as it should be.
Allow our funding representatives to provide you with the tools and funding needed. We look at you as a partner not just another customer. It is very important we serve you with all the knowledge you will need on our overall product as well.
Why business owners choose us.
Accessible Capital
With attainable eligibility criteria and a reasonable amount of required documentation, more small businesses can get funding.
Fast Process
Our simple application is followed by a decision within hours and transfer of funds often same-day.
Flexible Product
Payments are a percentage of a business's revenue. So if your revenue decreases, your payments can too. And interest never accrues.
Are we a match? Check our minimum requirements.
5 months
in business
Business
checking account
$20K
monthly revenue
500
personal FICO® score
What Would You Do With a Cash Advance?
MCAs are perfect for short-term needs and opportunities.
Purchase Inventory
Stock up for a busy season or take advantage of a bulk discount without draining your cash reserves.
Cover Unexpected Repairs
Fix essential equipment like ovens or delivery vehicles immediately to avoid costly downtime.
Launch a Marketing Campaign
Invest in a timely marketing push to attract new customers and capitalize on seasonal demand.
Bridge Cash Flow Gaps
Manage payroll and other operating expenses with confidence, even between slower periods.
Hear From Our Partners
“The MCA allowed me to stock up on inventory right before the holiday season. Our sales doubled, and the flexible repayment meant we weren't stressed during slower weeks. It was a lifesaver!”
Maria G., Boutique Owner
“When our main oven broke down, we needed cash immediately. An MCA got us the funds in a day, and we were back in business without missing a beat. Incredibly fast and simple.”
David L., Restaurant Owner
Pros
Extremely fast funding
Payments flex with your sales
High approval rates, less focus on credit
Cons
Higher cost than traditional loans
Can be complex to compare offers
Daily or weekly payments can affect cash flow
Frequently Asked Questions
What to Expect Next
Our application is simple and secure.
- 1. Submit Application (3 min): Tell us about your business.
- 2. Review Offers (1-2 hours): A funding specialist will call to review your best offers.
- 3. Get Funded (24 hours): Choose your offer and get cash in your bank.
Get a Quote for a Merchant Cash Advance
See how much you can get. The application is free, fast, and won't affect your credit score.
Apply Now & Get Funded